- Direct Banking
- Dynamic Descriptor¹: 27 characters
Few characters of the descriptor are consumed by Payvision's platform during formatting.
- Countries: ES, UK, PO, FR, BE, IT, SK, NL, DE, HU, AT
- Language²: de, en, fr, nl, pl
- Device optimization
Timeout⁴: 1200 seconds
Processing Currencies: EUR, GBP, HUF, PLN, CHF
Settlement Currencies⁵: EUR, USD, GBP, DKK, SEK, NOK, HUF, PLN, CHF, HKD, JPY, CAD, AUD, NZD, TRL
Transaction amount range: defined by the consumer's payment institution. Payvision can put a MAX amount based on risk analysis.
Features described are supported by the platform but individual connectors (acquirer/bank) may only support a subset of these features. You can check the connector sheets for full details.
- Payment → refund
- Payment → partial refund → partial refund
Recurring is supported when it is combined with SEPA Direct Debit payments. That means, the initial transaction is executed as a SOFORT.
IBAN is captured from the response.
Recurring payments are submitted using the IBAN with brandID - 6010.
¹Dynamic Descriptor service is supported by few acquiring banks. For more information kindly get in touch with Payvision Sales.
²Language: Language of SOFORT payment wizard. It interdependent with countryCode of ACE.HUB API parameter and should only be used if a certain language should be forced at SOFORT. Otherwise, dynamic parameters like the browser language are used by SOFORT to determine the language of the SOFORT payment wizard.
³ Fraud: account takeover fraud is the only possibility. Fraud Scrubbing (ACEProtect): Basic rule based fraud prevention rules can be enabled.
⁴Session timeout is the time when the consumer is redirected to his bank and his session getting expired at his bank.
⁵Kindly get in touch with Payvision Sales to know about any settlement currency exceptions.